Motor Own Damage (Casco) helps you in situations where your own vehicle has been suddenly damaged and this does not comply under the MTPL legislation for repairs. Under the Motor Own Damage there will be covered many more situation and accidents, in where your vehicle may be damaged. Especially traffic accidents, accident caused by unidentified other vehicles, vandalism, fire, theft and robbery, natural hazard and many more. According to statistics the most frequent accident in Motor Own Damage is the hit by a stone that flew beneath the vehicle driving in front, to vehicles windshield. Average replacement of windshield is in arrange of 400-500 euros and in a situations like that there is very convenient to possess Compensa Motor Own Damage contract and respective coverage. 

Compensa has packaged its covers so that there is possiblities for everyone to choose the coverage that are suitable.

MPTL Plus provides coverage only in case there is traffic accident in where there is collision with other vehicle.

Miniasco provides coverage only in case there is total loss of the insured vehcile.

Casco is the most cost efficient and with wide cover package, which is possible to extend and personalize with multiple optional covers.  

Super Casco cover complies to its name, the best and widest cover possible even the mechnical brakedown is included in the coverage.

Please read the terms & conditions below to have a detailed and the most accurate overview of the cover scope and exclusions. Below you may have the quick overview of the available packages and optional covers:  



  • Best selection of packages and cover availability on the market
  • You have the possibility to tailor make the best coverage suitable for you
  • All packages include road side assistance for you to enjoy a secure and smooth ride
  • Possibility to insure up to 15 years old vehicles
  • Vehicles are insured in their initial purchase complectation without a limit
  • Compsa claims handling is fair, fast and clear
  • vehicles are repaired in certified and trusted repairshops
  • Super Casco repairs are always made at an officila vehicle dealer


  MPTL Plus Mini Casco Casco Supe­Casco
All risk cover - - -
MTPL accident
Other accident -
Natural hazard -
Fire -
Theft -
Vandalism - -
Assistance (road side)
Wild animal deductible 0€ - -
Windshield deductible 0€ - -
Mechanical breakdown - - -
Loading damages - -
Leasing payment cover - -
Leasing value - -
New value - -
Replacement vehicle - -
Luggage protection - -
Shift trailer - -
Personal accident - -
Crane and towing
Key theift coverage - - -

- included in the package     - optional cover