Compensa Insurance values cooperation and a long-term customer relationship. Thus we have developed flexible solutions for the home insurance clients together with Alexela and LHV Bank.

Alexela Home Insurance

Alexela home insurance is a total risk insurance which provides a wider insurance cover than regular. Total risk insurance compensates all that is not excluded by the conditions.

Home Insurance includes:

  • 24/7 home help service
  • Total risk insurance
  • Compensating the damage from fire, storm and water
  • Compensation the damage from burglary, robbery and vandalism
  • Protection of the facilities and ancillary buildings up to 20m²
  • Compensation the damage from the falls of ice and snow
  • Compensation of the damage from faulty construction or repair work to the high quality part of the building
  • Lower own responsibility when faced with the damages of electrical interruptions

Please write to us via for a personal offer.


LHV Home Insurance

LHV Bank offers the home insurance of Compensa as a comfort service to the clients of LHV home or private loan.

Conditions of the home insurance of Compensa for the LHV client:

  • Client must be the client of a LHV home or private loan or be in the process of applying the loan
  • Insurance period: 1 year (continues automatically if desired)
  • Payments: together with the home loan automatically every month directly from the client’s account
  • Protection: total risk protection with a wide coverage
  • Includes liability insurance
  • Own responsibility: 200 euros 
  • Assurance of loan payments: 3 months
  • Home help: 24/7
  • Protection of the property provided: 2000 euros

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