Vehicle damage is very frequent compared to other types of insurance. The number of vehicles in our traffic continues to grow, and congestion and a lack of parking spaces is becoming a common phenomenon. New roads and traffic junctions maintained in good condition help to reduce traffic jams and the likelihood of road accidents, but, unfortunately, accidents also occur in the smoothest traffic when one changes lanes or overtakes other vehicles.
Most entrepreneurs today have insured their asset-related risks, and many have acquired insurance against the interruption of business, i.e. in the case of a major insured event the insurance pays indemnity for fixed costs and additional costs following the insured event, as well as for the loss of profit.